Matty is buying a boat

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At the boat club I'm a member of.

Yeah me fancy. Wife is paying for all of it, I have no money.
Meh. A dinghy is not really a boat. Very little maintenance costs, and Ima buy a used one that's already fully depreciated. Costs $800 a year for the club membership that includes storage of the boat. Not bad at all for gliding along Lake Ontario.
Guys calm down. Matty is still riding the first fully depreciated bike he bought. Proven track record here.