Hooligans Sportsbook

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Australia and NZ are on our short list. We belong to a website called http://www.couchsurfing.com and have hosted a ton of Aussies and Kiwis. They love to travel and we have many a couch to choose from when we decide to go.

Our friends (she's from Vegas, he's from NZ) that are living in Hawaii right now probably will go back to NZ in November. We might join them for awhile. Mr. X mainly bets baseball for a living so after the season ends, we're free.

I used to work as a graphic designer. Now, I feed Mr. X and occasionally do the dishes. Sometimes I do troubles, but lately I've been very good.


So was it actually a Craigslist find, or were you guys couch surfing when Mr X woke up to THIS watching him sleep?!??

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Unless you have incredible bank, somewhere down the road you'll need credit. That $600 non-payment will cost far more than that.

THE MAN, he got you.

I don't think any of our grandparents had credit cards or financed anything save for a house. Besides buying another house which would only happen if we somehow made more money than god and decided to buy something ridiculous in Hawaii, therefore having enough cash to put down that credit score wouldn't matter, what scenario do you see us needing a stellar credit score?

This small amount isn't going to wreck it either. I've had a few "garbage can bill" scenarios, the eighteen hundred dollar stitches and the two hundred and some dollar phone bill...I wanted out of my contract and the lady on the phone said I was over the time frame, and could cancel without early termination fees. She told me one day too soon. I called later when I got the bill to explain the situation and they were total douche bags. "IT"S YOUR RESPONSIBILITY TO READ YOUR CONTRACT!". True, but come on, why would I cancel my two year contract ONE DAY before I could get out of it with no exorbitant fees? I talked to YOUR trusted representative, with a computer in front of her.

Dicks.

So, Basically that's two thousand dollars of unpaid bills reported to THE MAN, and he still seems to be falling all over himself to give us credit.

These are the same people that invented stated income loans. They haven't learned and they're still greedy bastards.
 
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Australia and NZ are on our short list. We belong to a website called http://www.couchsurfing.com and have hosted a ton of Aussies and Kiwis. They love to travel and we have many a couch to choose from when we decide to go.

Our friends (she's from Vegas, he's from NZ) that are living in Hawaii right now probably will go back to NZ in November. We might join them for awhile. Mr. X mainly bets baseball for a living so after the season ends, we're free.

I used to work as a graphic designer. Now, I feed Mr. X and occasionally do the dishes. Sometimes I do troubles, but lately I've been very good.
I've heard of that website! Actually, one of my friends started a few websites and sold them for quite an insane amount of money but every time he travels overseas he insists on staying with people from the site if he can. He'd much rather do that than stay in a sterile hotel and from what he's said he's made quite a few life-long friends out of it all.

It would be an amazing experience if you get the opportunity to move here or NZ for awhile. Both are great countries although the crime and weather in Melbourne is really starting to piss me off. As much as my career has sucked the life out of me at times, it's also given me the chance to actually immerse myself in different countries instead of merely visiting for a few days/weeks as a tourist. I've just been here too long now and I want to get out before my son gets close to kindy age. I'm really thinking it's time I make my own decision as to where to live next - for the first time in about 10 years. I'm starting to realise that I'm turning into one of those stereotypical women who loses some of her drive to succeed in her career once she has a child. Although a big part of why I can do this is because of gambling so I guess that breaks the cliche a bit. I love waking up, making fresh bread and baking something yummy for later all while being fortunate enough to spend 24/7 with my son instead of just rushing to pick him up from daycare, throwing some food together and then staying up working until 2am every night.

I think I'm getting old. Or soft. Or maybe both. :sad:
 
The bastards want you to believe you're dependent on their bullshit. And they certainly try to make it so.

Many of the scumbags will ask for credit cards or credit history in situations where you're not asking for credit. The whole thing is a set up by banking institutions and whatever elites to keep the public by the balls and dependent. It is no accident.

Everyone should ruin their credit on purpose. imagine all the fun you could have.


:biglaugh: at "more money than god". you're a silly goose. (as Nina would say)
 
I've amassed a rather large amount of credit. Back in the no document loan days you could apply for 15 cards in one day, get 10 of em all with 0% for a year offers with no fees. They'd send you checks you could use to draw on your card, i'd write myself 100k in checks, open one of those intro 6 month high yield savings accounts at 5%, put the money in, pay off the cards at the end of the year and then do it again the next year. Those days are over, but i now have 800 credit scores and 200k in available credit. If i'm ever desperate, might as well take it all.
 
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I've amassed a rather large amount of credit. Back in the no documemt loan days you could for 15 cards in one day, get 10 of em all with 0% for a year offers with no fees. They'd send you checks you could use to draw on your card, i'd write myself 100k in checks, open one of those intro 6 month high yield savings accpunts at 5%, put the money in. Pay off the cards at the end of the year and do it again. Those days are over, but i now have 800 credit scores and 200k in available credit. If i'm ever desparate, might as well take it all.

Why did I not think of this? This sort of shenanagin is right up my alley.
 
I've heard of that website! Actually, one of my friends started a few websites and sold them for quite an insane amount of money but every time he travels overseas he insists on staying with people from the site if he can. He'd much rather do that than stay in a sterile hotel and from what he's said he's made quite a few life-long friends out of it all.

It would be an amazing experience if you get the opportunity to move here or NZ for awhile. Both are great countries although the crime and weather in Melbourne is really starting to piss me off. As much as my career has sucked the life out of me at times, it's also given me the chance to actually immerse myself in different countries instead of merely visiting for a few days/weeks as a tourist. I've just been here too long now and I want to get out before my son gets close to kindy age. I'm really thinking it's time I make my own decision as to where to live next - for the first time in about 10 years. I'm starting to realise that I'm turning into one of those stereotypical women who loses some of her drive to succeed in her career once she has a child. Although a big part of why I can do this is because of gambling so I guess that breaks the cliche a bit. I love waking up, making fresh bread and baking something yummy for later all while being fortunate enough to spend 24/7 with my son instead of just rushing to pick him up from daycare, throwing some food together and then staying up working until 2am every night.

I think I'm getting old. Or soft. Or maybe both. :sad:

If you are earning from gambling you might not want to come back to the US, unless you are doing in it exclusively with the Costa Rican books. I mean you could still do it but with a bit more hurdles. And if crime and quality of life is a concern why come to the US? I would never bring a kid to the US.
 
I've amassed a rather large amount of credit. Back in the no documemt loan days you could for 15 cards in one day, get 10 of em all with 0% for a year offers with no fees. They'd send you checks you could use to draw on your card, i'd write myself 100k in checks, open one of those intro 6 month high yield savings accpunts at 5%, put the money in. Pay off the cards at the end of the year and do it again. Those days are over, but i now have 800 credit scores and 200k in available credit. If i'm ever desparate, might as well take it all.

I did the same thing, the bank lady use to give me weird looks walking in and depositing a 10k credit card check. I miss those days.
 
I've had 2 failure to pay in my life. One was a vehicle that was crap when I bought it and they knew it and the second was an air card service plan from Sprint that DIDN'T provide coverage in my area. I refused to pay either of these because the product and or services I was buying did not meet the requirements. The credit services give 2 squats about whether my services or product demands are met. They see failure to pay and my credit was basically ruined.

As for paying doctors bills we can all agree they are ridiculously high. A good portion of the reason for them being so high though is people who don't pay their bills. Cost have to be offset and for the most part it is those who are aying their bills who have to make up the difference. Just look at how few people we have in this one thread who agree that NOT paying for this is the right thing to do. Very very small sample size yet very reflective of what tens of thousands are doing everyday. It adds up. It adds up and is passed on to others.

I'm very fortunate that my job provides health insurance. I pay additionally on top of the already good insurance so that I never have to worry about deductables or the splits. In the past couple of years our coverages while still good have been reduced and the cost have increased. We have had to forego raises and cost of living increases due to the increase in healthcare premiums. So don't worry about the doctor bills, myself and my fellow workers are paying it for you. We won't get a raise again this year but at least your leg is healed and you're $600 to the good.
 
I'm more than willing to pay for my share, but I won't pay $1300 to wait four hours in the ER and spend 15 minutes getting stitched up.

I thought I was being very generous to offer them $500 for that service, but they wouldn't take it.
 
Well if they didn't try to get over on the few suckers who do pay and charge a reasonable amount, then more people would pay.

Or they can join the 20th fucking century like the rest of the world and guarantee access to medicine free and for all.
 
Or they can join the 20th fucking century like the rest of the world and guarantee access to medicine free and for all.

Unless GameLive is in a Lost type flashback then I think the rest of the world is in the 21st Century. However otherwise from that, I agree; but until the people revolt en masse then people will continue to be charged $1300 for 15 minutes worth of stitching.