fuck insurance companies

[senco78]

scheming bastards
doubled my premium this 6 months for 2 fender benders.
doesnt matter if ya pay a premium, if you have a claim they just add the amount they paid out to your next premium.

 

[AMBy]

stop crashing and you won't have this problem

 

[Mudcat]

I feel like I have a pretty good relationship with my insurance people. Mind you, I think I have only had about 1 claim in 30+ years - and it was clearly not my fault.

I haven't really shopped around though. Maybe they're gouging the hell out of me considering my record. I don't know.

Maybe I should make some inquiries.

 

[Tron]

stop crashing and you won't have this problem

How do you know he was at fault?

 

[AMBy]

How do you know he was at fault?

If he wasn't at fault his insurance rates wouldn't have doubled....

 

[Rubyn]

If he wasn't at fault his insurance rates wouldn't have doubled....

I'm not certain that is necessarily true.

 

[betplom]

If he wasn't at fault his insurance rates wouldn't have doubled....

Smart.

 

[AMBy]

For his rates to go up the Insurance company would have had to find some fault of his....he may not have been 100% liable or not liable in his eyes but yes....to some extent he would have been at fault.

 

[Tron]

If he wasn't at fault his insurance rates wouldn't have doubled....

Are you being serious? Auto insurance companies make a living raising rates on all parties involved in accidents. You will pay in some shape or form even if you're not at fault. Spare me the Dodson gifs.

 

[Saulty]

I was in an accident 6 years ago and I was at fault so they bumped my rates but when I was in accident last year they didn't bump my rates because I wasn't at fault.

 

[betplom]

For his rates to go up the Insurance company would have had to find some fault of his....he may not have been 100% liable or not liable in his eyes but yes....to some extent he would have been at fault.

My rate doubled when I moved - the change in postal code (zip code) was enough to justify a rate hike because the area I was moving to had a higher claims history.

It had zero to do with me and everything to do with the postal code.

 

[Tron]

Not every insurance company raises rates on not at fault drivers. Sometimes though, neither driver(s) is found at fault. You think no ones rates are going up?

 

[MonkeyF0cker]

Insurance is the greatest scam ever invented.

 

[AMBy]

Are you being serious? Auto insurance companies make a living raising rates on all parties involved in accidents. You will pay in some shape or form even if you're not at fault. Spare me the Dodson gifs.

Does it bother you that much?

 

[AMBy]

My rate doubled when I moved - the change in postal code (zip code) was enough to justify a rate hike because the area I was moving to had a higher claims history.

It had zero to do with me and everything to do with the postal code.

yes but that wasn't the case here...he said he was in two fender benders...

 

[RayRay]

if it wasnt his fault, the other persons insurance would have handled it...unless the other party didnt have insurance.

 

[Rubyn]

Insurance rates may increase even if the accident was not your fault. There are different factors which come into play.

http://www.investopedia.com/articles/pf/08/claim-raise-rates.asp

 

[roguejuror]

hm, we need wally bubbles to settle this argument