Baseball Cards

[Boner_18]

I was gonna mention the car rip. Real degen action there. Love it.

CB is always winning at these boxes, getting great value. Winner in life, winner in cards.

 

[Archie]

I was gonna mention the car rip. Real degen action there. Love it.

CB is always winning at these boxes, getting great value. Winner in life, winner in cards.

word. kid been putting 250k into 401k yearly for a decade plus

 

[Cougar Bait]

Nah just 28% into my 401k

My regular job is good pay, but it's less than 1/4 of my annual

I was damn lucky on Heritage so far, 3 autos would take you 3 cases on avg. I believe, but really only 1 great auto of the 3

Still, pretty killer pulls

And yes the car rips are degen, but my luck has been good in the car, so we press on

 

[Cougar Bait]

Tomorrow I plan to go get some 2025 Topps Chrome Update. Still some real good cards in that release that I don't own.

 

[Archie]

Nah just 28% into my 401k

My regular job is good pay, but it's less than 1/4 of my annual

I was damn lucky on Heritage so far, 3 autos would take you 3 cases on avg. I believe, but really only 1 great auto of the 3

Still, pretty killer pulls

And yes the car rips are degen, but my luck has been good in the car, so we press on

what's the cap on that per year?

 

[Cougar Bait]

what's the cap on that per year?

30% per paycheck, I do 28%

No yearly cap

 

[Archie]

@Boner_18

can I contribute 50,000 to my 401k out of my paycheck every year?

 

[Boner_18]

24.5k is annual limit in 2026.

 

[Archie]

read my mind

 

[Archie]

gonna open a pack of 2025 regular baseball when I get home. maybe a football too

 

[Cougar Bait]

24.5k is annual limit in 2026.

And this is why 28% works out perfectly

I actually wasn't aware there was a yearly cap, but I suppose it's because of the % I selected

 

[Archie]

24.5k is annual limit in 2026.

so if I made 88,000 and wanted to contribute 28% to my 401k

would my employer stop me, the 401k holding investment group? or would it be up to the IRS to track me down?

because 28% of 88 k is 24,640 and would be over the limit.

 

[Matty]

In Canada you need to pay a penalty tax when you over-contribute.

Presumably, the IRS would contact you to tell you to calm the fok down.

 

[Cougar Bait]

I don't make quite 88k from that job, but it's in the general vicinity

No one has ever contacted me, perhaps because it does fall within the allowed amount

 

[Boner_18]

The plan administrator would likely stop accepting the contributions? I dunno who is in charge of it. Maybe payroll/hr?

When i was working as a w-2 I would throttle it at 70% of my checks and it would automatically stop in Apr or May and then automatically resume the next Jan.

 

[Cougar Bait]

Fidelity boyz

 

[Cougar Bait]

On the baseball card topic, I like this kid. Gonna collect him a bit, and pick up some better pieces. I think he's gonna be real good.

 

[Cougar Bait]

Wrong thread 😂